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The Prado Law Firm, LLC
Fair Debt Collection Practices Act · 15 U.S.C. § 1692 et seq.

Debt Collector Harassment (FDCPA)

When collectors cross the line, federal law is on your side.

The Fair Debt Collection Practices Act (FDCPA) is a federal law that makes it illegal for debt collectors to harass, threaten, or deceive you. Georgia's Fair Business Practices Act adds further protection. If a collector broke these rules, you may be owed money — and they may have to pay your attorney's fees.

Results in FDCPA and TCPA cases

See how the firm has held debt collectors and robocallers accountable for consumers under federal law.

Common violations we see

  • Calling repeatedly or at all hours to annoy or harass you
  • Threatening arrest, lawsuits, or wage garnishment they can't or won't pursue
  • Using profane, abusive, or threatening language
  • Calling your family, employer, or neighbors about your debt
  • Continuing to call after you asked them in writing to stop
  • Trying to collect a debt you don't owe or that isn't yours
  • Misrepresenting the amount you owe or who they are
  • Failing to validate the debt after you requested verification

Related topics

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What happens next

1. You tell us what happened

Answer a few questions or send a short message. It takes minutes and it's completely confidential.

2. We review it for free

An attorney reviews your situation and we contact you — usually within one business day — to talk it through.

3. We take on the company, not you

If you have a case, we handle it. In most consumer-protection cases, the company pays our fees when we win.

Stop the harassment. Find out where you stand.

A free, confidential case review is the fastest way to learn whether the law was broken.

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