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Debt Collector Harassment (FDCPA)

Being pressured to pay a deceased relative's debt?

In most cases you are not personally liable for a family member's debts. Collectors who exploit grief, misstate your obligations, or harass survivors can be held accountable.

Common violations we see

  • Being told you 'have to' pay a deceased relative's debt when you don't
  • Repeated calls to grieving family members
  • Collectors demanding payment from the wrong person
  • Misleading statements about the estate's obligations

Fair Debt Collection Practices Act · 15 U.S.C. § 1692 et seq.

The Fair Debt Collection Practices Act (FDCPA) is a federal law that makes it illegal for debt collectors to harass, threaten, or deceive you. Georgia's Fair Business Practices Act adds further protection. If a collector broke these rules, you may be owed money — and they may have to pay your attorney's fees.

What happens next

1. You tell us what happened

Answer a few questions or send a short message. It takes minutes and it's completely confidential.

2. We review it for free

An attorney reviews your situation and we contact you — usually within one business day — to talk it through.

3. We take on the company, not you

If you have a case, we handle it. In most consumer-protection cases, the company pays our fees when we win.