Blog

FDCPA

Practical guidance on debt collector harassment, robocalls, and your credit rights.

FDCPASeptember 9, 20263 min read

Being Contacted by I.C. System? Know Your Rights

I.C. System, Inc. is a large, Minnesota-based third-party debt collector that works primarily in healthcare and telecom collections — and one that has faced a federal class action over the clarity of its collection letters. Here’s what to know if it’s contacting you.

FDCPASeptember 8, 20263 min read

Being Contacted by Credit Collection Services (CCS)? Know Your Rights

If a call or letter references Credit Collection Services, CCS Financial Services, or simply “CCS Offices” on your caller ID, you’re dealing with one of the higher-volume third-party debt collectors tracked in federal complaint data. Here’s what to know.

FDCPASeptember 3, 20263 min read

Being Contacted by Portfolio Recovery Associates? Know Your Rights

Portfolio Recovery Associates, LLC (“PRA”) is one of the largest debt buyers in the country and a company the CFPB has publicly labeled a “repeat offender.” If PRA is calling or writing to you, here’s what you should know before you respond.

FDCPASeptember 1, 20263 min read

Being Contacted by Jefferson Capital Systems (CL Holdings)? Know Your Rights

If you’ve received a call or letter from Jefferson Capital Systems, LLC, you’re not alone — it’s one of the most complained-about debt collectors in the country according to federal complaint data. Here’s who they are, how to confirm you’re really dealing with them, and what protections you have.

FDCPAAugust 31, 20263 min read

Being Contacted by Midland Credit Management? Know Your Rights

Midland Credit Management, Inc. (“MCM”) is one of the largest and most complained-about debt collectors in the United States — and one with a documented history of federal enforcement action. If MCM or its affiliate Midland Funding, LLC is contacting you, here’s what to know.

FDCPAAugust 28, 20264 min read

Being Contacted by Resurgent Capital Services or LVNV Funding? Know Your Rights

Debt collection calls or letters referencing LVNV Funding, LLC or Resurgent Capital Services, L.P. are among the most common a consumer can receive — and among the most complained-about, according to federal data. If you’re hearing from either name, here’s what you need to know before you respond.

FDCPAJuly 30, 20261 min read

What To Do When a Debt Collector Calls You at Work

Georgia consumers have the right to stop collection calls at work. Here is how the FDCPA protects you.

Stop the harassment. Find out where you stand.

A free, confidential case review is the fastest way to learn whether the law was broken.

Free Case Review