Fair Credit Reporting Act · 15 U.S.C. § 1681 et seq.
Credit Report Errors (FCRA)
Wrong information on your report can cost you real money.
The Fair Credit Reporting Act (FCRA) requires credit bureaus and the companies that report to them to keep your credit information accurate. When they don't — and it costs you a loan, a job, or an apartment — you have the right to hold them accountable.
Problems we help with
- Accounts on your report that aren't yours (possible identity theft)
- Debts you already paid still showing as unpaid
- The same debt reported multiple times
- A dispute you filed that was ignored or rubber-stamped
- Outdated negative information that should have aged off
- Mixed files — someone else's information on your report
What happens next
1. You tell us what happened
Answer a few questions or send a short message. It takes minutes and it's completely confidential.
2. We review it for free
An attorney reviews your situation and we contact you — usually within one business day — to talk it through.
3. We take on the company, not you
If you have a case, we handle it. In most consumer-protection cases, the company pays our fees when we win.
Stop the harassment. Find out where you stand.
A free, confidential case review is the fastest way to learn whether the law was broken.
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