Threatened with wage garnishment?
Garnishing wages generally requires a court judgment. A collector who threatens immediate garnishment to scare you into paying may be making an illegal false threat.
Common violations we see
- Threats to garnish your paycheck without a court judgment
- Claims that garnishment will start 'tomorrow' or 'today'
- Pressure to pay immediately to 'stop' garnishment
- Threats to contact your employer to force payment
Fair Debt Collection Practices Act · 15 U.S.C. § 1692 et seq.
The Fair Debt Collection Practices Act (FDCPA) is a federal law that makes it illegal for debt collectors to harass, threaten, or deceive you. Georgia's Fair Business Practices Act adds further protection. If a collector broke these rules, you may be owed money — and they may have to pay your attorney's fees.
What happens next
1. You tell us what happened
Answer a few questions or send a short message. It takes minutes and it's completely confidential.
2. We review it for free
An attorney reviews your situation and we contact you — usually within one business day — to talk it through.
3. We take on the company, not you
If you have a case, we handle it. In most consumer-protection cases, the company pays our fees when we win.