Letters from Credit Collection Services?
The dreaded collection letter. Everyone has gotten one; if you want to admit it or not. Sometimes we just forget to pay that invoice. But, did you know that errors in that collection letter can bring you up to $1,000.00 in damages and free representation under the Fair Debt Collection Practices Act (FDCPA)?
Sometimes these errors are negligible, but in the case of Credit Collection Services, Inc.,("CCS") a Massachusetts based collection agency collecting debt in the state of Georgia, we have found more than a negligible error. We have found intent to mislead consumers in the State. Thats right, this collection agency has been collecting debts in the State of Georgia under the name Credit Collection Services. But, its true name is Credit Control Services in an intent to mislead the consumer.
Under the FDCPA, namely 15 USC Sec. 1692e(14):
"A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section: ...(14) The use of any business, company, or organization name other than the true name of the debt collector’s business, company, or organization."
If you are in the State of Georgia and have received a letter from Credit Collection Services, Inc. even if you owe the debt CALL US TODAY! You may be entitled up to $1,000.00 in statutory damages and free representation.
If you are being contacted by
or Credit Control Services and in Georgia we are here to help. At The Prado Law Firm - "We make them pay you!"
Sample of Collection Letter from CCS -