Midland Credit Management, Inc. or MCM is a collection agency and partner in a conglomeration of financial organizations based in San Diego, CA. Complaints against MCM allege efforts to collect unverified debts; inappropriate communication, including threats; misrepresentation; and other violations of the Fair Debt Collections Practices Act (FDCPA). If you are concerned because you have been contacted by MCM, make sure you understand your rights before taking action.
Who are they?
Midland Credit Management is a legitimate debt collection agency located in San Diego, CA and employs “more than a thousand account managers around the world.” According to the Better Business Bureau (BBB), MCM was founded in 1953 and incorporated in 2000.
Violations and Complaints
The Consumer Financial Protection Bureau (CFPB) lists over 400 complaints against Midland Credit Management . The BBB lists 449 complaints against Midland Credit Management in the past three years, with 123 in the past 12 months. There are also 48 negative customer reviews. MCM’s image as a self-service site for chronically poor, debt-ridden consumers who need to be educated about financial literacy has resulted in complaints alleging that customer service agents ask personal questions; talk down to consumers; or are simply non-responsive. Justia lists at least 54 cases of civil litigation naming MCM as the defendant, with several more pages naming Encore Capital and its affiliates as defendants.
Midland Credit Management Calling You?
Understanding Your Debt Collection Rights
Want to Stop Midland Credit Management Debt Collection Harassment Now?
Your debt harassment checklist:
You are receiving multiple calls per week from third party collection agencies
You are receiving early morning or late night calls from debt collectors
You are recieving calls at work from a debt collection agency
Debt collectors are calling your friends, neighbors, or coworkers
Collectors are threatening you with violence, lawsuit, or arrest
A debt collector attempts to collect more than you owe
You are being threatened with negative credit reporting
A debt collector attempts to intimidate you
Criminal accusations are being made towards you
Use of obscene language during an attempt to collect
Automated robocalls are being made to your phone in an attempt to collect
Remember you have Consumer Rights! We can help you and represent those rights. If Midland Credit Managment (MDM) is calling you. We can help!
"We make them pay you!"
CALL US TODAY!
At The Prado Law Firm, we can help!